Business Credit Cards
business credit cards
Getting to Know your Business Credit Card
business owners are becoming increasingly dependent on business credit cards, albeit not quite to the extent that individual consumers rely on their personal credit cards. This dependence on business credit cards is mainly due to its usefulness in transacting and because it provides instant credit when needed. Realizing the huge potential of the small business market, more and more credit card issuers have come up with business credit card packages specifically designed to meet the needs of business owners.
If the credit card companies are correct in their predictions, business credit cards will become an essential tool for conducting business going into the future. Business owners may as well familiarize themselves with the basic benefits of business credit cards, to assist them in choosing a package best suited to their needs.
Cash flow when cash is low
Business credit cards offer a financial life line when an urgent expense needs to be incurred and the cash flow is temporarily impaired. It is also not uncommon for entrepreneurs to employ business credit cards in helping them get a business off the ground. Naturally a solid and sufficiently convincing business plan will be required with which to persuade a business credit card company to issue a business credit card for this purpose.
Earn as you spend
Business credit cards with various reward options are very popular. Many business owners appreciate the savings that these business credit cards offer in terms of airline tickets, hotel stays, car rentals, gasoline purchases, office supplies, printing, courier services, and more. There are variations to these reward options, but one can compare the different business credit card features and apply for the business credit card that best suits the business’ needs.
Credit when you need it
Companies that issue business credit cards know that businesses need more funding than individual consumers do. For this reason, higher spending limits exist on business credit cards when compared to those of personal credit cards. It is reassuring to know that the business has the ability to cover an expense – even if it is unexpected and substantial. Some business credit card issuers even allow business owners to cover overdrafts on their checking accounts by means of a cash advance drawn against the available credit on their business credit cards.
Access to business resources
If you’ve ever visited the web sites of business credit cards issuers, especially those belonging to the big banks, you will have noticed that they offer expert assistance to small businesses. This includes information on market research methods, business plan preparation, cash flow management and so forth. These valuable resources are available to holders of their business credit cards free of charge.
Both the application and the approval processes for business credit cards are quick and easy. It is time and effort well spent by any business owner. A business credit card has become an indispensable financial instrument, in every way. In addition to the direct benefits on offer, issuers of business credit cards also provide business owners with detailed, itemized statements at regular intervals. This is a great help in as far as bookkeeping is concerned. Provided that the business credit card, like any other financial instrument, is dealt with in a circumspect manner, it will enhance the potential of any business to succeed.
About the Author
Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card – Compare Credit Card Offers with Credit-Wisdom.com – Unraveling the best in Personal and Business Credit Cards.
How do 0% APR works for business credit cards?
I am planning to get a business credit card but what can I get if I choose the 0% APR?
If you currently have multiple business credit cards and is are trying to keep up with your existing balances with each card, transferring them over to a zero interest business credit card will help you get out from under your debts more quickly and easily. 0 APR business credit cards do not impose an interest rate on the balances you transferred over.
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Rolodex 50610 Rolodex Professional Organizer Leather Business Card Book, 96-Card Cap, Black $7.99 Business Card Book… |
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Umbra 460330107 Bungee Credit Card Case- Aluminum $5.49 When BMW and Umbra decided to collaborate, BMW identified a need for well-designed personal business accessories. The genius of the Bungee Case is the clever elastic cord that secures the cover to the case. Carry your business or credit cards in this hip and stylish case. This pocket sized carrying case is aluminum with a molded cap…. |
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Personalized Credit Card Bottle Opener Pop open a tall, cool one for yourself and friends in signature style. With our You Name It© Peronalized Credit Card Size Bottle Opener, anywhere is a party!We custom engrave any 1, 2 or 3 line message you choose – name, initials, date, message, etc., calling it theirs alone! Each bottle opener measures a convenient 3 1/4″ x 2 1/4″ x 1/4″ to fit in any wallet credit card slot. Crafted of high qua… |
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Barbershop 2: Back in Business $1.82 All products are BRAND NEW and factory sealed. Fast shipping and 100% Satisfaction Guaranteed…. |
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Day-Timer Armorhide Optional Shoulder Strap – Dark Tan, 40174 – Dark Tan $12.99 Add a Shoulder Strap to Your Armorhide Cowhide Handle Binder Our exclusive Armorhide lasts a long time and keeps its good looks. This adjustable cloth strap attaches easily to your binder so you can travel hands-free. The Armorhide shoulder pad matches your binder for a coordinated look. Brought to you by Day-Timer…. |
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Men Women Business Credit Name Card Case Holder Wallet Black $9.99 … |
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SE 11 Function Credit Card Size Survival Pocket Tool $0.01 This credit card-size multi-function survival tool includes a can opener, knife edge, screwdriver, ruler, cap opener, 4-position wrench, butterfly screw wrench, saw blade, direction ancillary wrench, 2-position wrench, and a keychain hole. Comes with a pouch…. |
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Tool Logic CC1SB Credit Card Companion with 1/2-Inch Knife, Translucent Black $23.50 The Tool Logic Credit Card Companion is a multifunction tool card with ten features. It feautes a 2-inch Inch serrated blade and precision folding scissors. It also has an 8-time magnifying power lens and compass. It is a combination can/bottle opener/awl and has a Flat screwdriver, tweezers and toothpick. The tool card is ultra-light at just 1.3-ounces…. |
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Tool Logic SVC2 Survival Card Tool With 1/2 Serrated Knife, Fire Starter, Whistle, Red LED Flashlight, Translucent Black $30.95 You could “credit” this “card” with saving your life. It’s only about 3/16-inch slim and 2-ounces. but it’s packed with handy camping, utility and even lifesaving features! Be prepared with the 2-inch serrated blade, made of tough AUS 8A stainless steel; Magnesium alloy firestarter; Loud signal whistle; Brilliant red LED flashlight; Tweezer and toothpick; Lanyard hole. An essential “tool kit” for … |
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Middle Men $2.95 Middle Men argues pretty convincingly that Internet commerce wouldn’t be possible without porn. Two cocaine-driven would-be pornographers named Wayne (Giovanni Ribisi, Avatar) and Buck (Gabriel Macht, The Spirit) invented the credit card protocol that makes buying over the Internet possible–and then came close to capsizing from their own indulgences and some bad decisions involving Russian mobste… |
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Tony Perotti Prima Business and Credit Card Case Wallet $36 Turned-edge construction Three interior credit card slots Front flap is secured with a hidden snap Holds 30 business cards |
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Tony Perotti Prima Business and Credit Card Wallet with I.D. $48 Turned-edge construction Three interior credit card slots I.D. window Front flap is secured with a hidden snap Holds 30 business cards |
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Kitty Business Bank Credit Card Case Bag Holder (Pink) $2.52 - Made of durable plastic and it is water resistant.- With a screw for easy assembly, and inludes 8 sleeve cases.- Keeps your cards clean, undamaged, unbent and it fit inside any pocket.- Special design makes this card holder ideal for storing your business cards, bank cards, credit cards, ID and so on. – Pocket size, lightweight and quite easy to carry.- It’s convenient to separate your credit cards from other important items. |
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Royce Leather Framed Business / Credit Card Case $36 The gold tone frame brings a distinctive touch to this classic leather card case/wallet It features a half gusset business card pocket and a flap for currency or cards |
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Credit Cards Regular $25.99 Download the Credit Cards Regular font for Mac or Windows in OpenType, TrueType or PostScript format. |
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Tony Perotti Prima Executive Business Card/Credit Card Wallet – Cognac $48 The swanky Prima Executive Business Card/Credit Card Wallet features turned-edge construction, three interior credit card slots, I.D. window, front flap is secured with a hidden snap and holds 30 business cards. Crafted from Ultra- Durable Italian Full-Grain Shrunken Calf that is Hand-dyed using an Eco-Friendly Vegetable Tanning process. The Green Collection is renowned for its Uniqueness and Outstanding Quality. |
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Bungee Credit Card Case- Green $6.99 When BMW and Umbra decided to collaborate, BMW identified a need for well-designed personal business accessories. The genius of the Bungee Case is the clever elastic cord that secures the cover to the case. Carry your business or credit cards in this hip and stylish case. This pocket sized carrying case is aluminum with a molded cap.Features: • Made of aluminum • Elastic cord keeps cover with case • Carries business cards or credit cards • Stylish yet functional • Color: Metallic GreenSize: 4 1/2″ long x 2 3/4″ wide x 1/2″ deep |
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Tony Perotti Ultimo Business and Credit Card Wallet with I.D. (Men’s) – Black $45 This wallet is made from hand finished and vegetable tanned Italian bull leather and has three credit card slots, an ID window, a snap closure, and can hold 30 to 40 business cards. Available Colors: Black, Cognac, Brown. |
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Tony Perotti Ultimo Business and Credit Card Wallet with I.D. (Men’s) – Brown $45 This wallet is made from hand finished and vegetable tanned Italian bull leather and has three credit card slots, an ID window, a snap closure, and can hold 30 to 40 business cards. Available Colors: Black, Cognac, Brown. |
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Tony Perotti Ultimo Business and Credit Card Wallet with I.D. (Men’s) – Cognac $45 This wallet is made from hand finished and vegetable tanned Italian bull leather and has three credit card slots, an ID window, a snap closure, and can hold 30 to 40 business cards. Available Colors: Black, Cognac, Brown. |
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Personalized Credit Card Case $18.99 Find the perfect alternative to a bulky wallet with our Personalized Credit Card Case by Cathy’s Concepts. Fashioned in sleek black leatherette, this wallet alternative features an engraved brushed silver plate and eight double sided slots for credit cards, IDs and miscellaneous documents. Add his initials to the outside for a gift that will be cherished for years to come and is sure to be used on a daily basis.Engraving Options: The Personalized Credit Card Case may be engraved with up to three modern initials at No Additional Cost. Please enter the information in the space provided above. Be sure to add all information exactly as you would like it to appear. Please allow up to 2-3 business days for personalized items to ship. Features: • Leatherette case with brushed silver plate • 8 double sided slots for credit cards, IDs and miscellaneous documents • Sleek design to replace bulky wallets • Personalize with up to 3 initials Size: 3″tall x 4 1/4″wide |
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Sesame Street Business Credit/Visa Card Plastic Case Holder Cover(Black) $2.49 - This stackable credit card cover with a screw for easy assembly, and number of the sleeve case can be adjusted.- It’s a good idea to separate your credit cards from other important items.- Visa card case fits comfortably in your pocket, purse or bag, easy to carry.- Business card holder keep your business cards clean and unbent.- Features a finger mark so you easily take out your cards.- It holds approximately 8 business cards. |
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Tony Perotti Prima Executive Business Card/Credit Card Wallet – Brown $48 Features turned-edge construction, three interior credit card slots, I.D. window, front flap is secured with a hidden snap and holds 30 business cards. Crafted from Ultra- Durable Italian Full-Grain Shrunken Calf that is Hand-dyed using an Eco-Friendly Vegetable Tanning process. The Green Collection is renowned for its Uniqueness and Outstanding Quality. Available Colors: Black, Honey, Brown. |
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Piel Zip Around Business Card Case $28.5 Zip opening to main compartment which includes 9 compartments for Credit Cards, business cards or any type of cards |
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CD/DVD Shredder XC – Strip Cut, Cross Cut Discs, Credit Cards, and Paper $63.05 The DVD/CD Shredder XC is an easy way to minimize security risks by shredding confidential documents and storage media. As well as five sheets of paper at a time, the Shredder XC can also shred a Blu-ray disc, DVDd, CD, or a credit card. It features a 1 L basket for discs and credit cards and a 13 L basket for paper. This shredder is the ideal security tool for corporate, government, educational, and personal use. Protect your business and protect yourself with the DVD/CD Shredder XC. |
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Scully Leather Credit w/ID Card Case Harness RG31W (Men’s) – Brown $28.45 This card carrier features ID window and pocket for credit cards or business cards. Made from Harness leather. Available Colors: Chocolate, Black, Brown. |
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How to Use Credit and Credit Cards $6.68 This book is in Good Used condition |
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Mophie Complete Credit Card Solution for iPhone 3G/3GS REFURBISHED (Like New) $24.95 With Intuit GoPayment and the mophie Marketplace credit card reader, you have everything you need to securely process credit card payments on your iPhone. It’s simple to get started. Get started in as few as 15 minutes, and begin accepting all major credit cards on your iPhone so you can get paid on the spot. This Complete Credit Card Solution is perfect for small business owners who do business away from their office like plumbers, contractors, photographers and retailers who attend art fest… |
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Clava Slide Business Card Holder $22.4 Great function and style The outer case slides off for easy access to your business card (or credit cards) Holds approximately 20 business cards |
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Royce Leather Deluxe Business Card Case $20 Fit up to 50 business cards in this fully gussetted case and still have room for your credit cards. Provides room for credit cards, phone cards, ID’s, etc. |
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Jack Georges Sienna Collection Business Card Holder $50 An ID window Plenty of space for your business cards A pocket for credit cards An open outside back pocket |
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Jack Georges Prestige Collection Business Card Holder $50 An ID window Plenty of space for your business cards A pocket for credit cards An open outside back pocket |
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Jack Georges Croco Collection Business Card Holder $50 An ID window Plenty of space for your business cards A pocket for credit cards An open outside back pocket |
